Cloud-Native, Modular, AI-Powered Asset Finance Platform
Unify retail and wholesale asset finance on an API-first architecture built for fast originations, streamlined servicing, and compliant contract lifecycle management.
Why Legacy Systems can’t Keep Up?
Outdated systems, manual processes, & disconnected data keep asset finance teams struggling with complexity, cost, and risk:
Fragmented ecosystems:
Disparate legacy systems hinder data consistency, integrations, and end-to-end visibility.
Lengthy deployments:
Vendor platforms failure to adapt to regional compliance or custom workflows, causing delays, costly rework, and extended time-to-value.
Inconsistent service levels:
Varying user experiences across regions reflect gaps in unified platform capabilities and support models.
Purpose-Built for Modern Asset Finance Operations
From origination through servicing and wholesale operations, the platform connects every stakeholder—customers, dealers, underwriters, and finance teams—while ensuring compliance and operational control across the entire contract lifecycle
Capabilities Across the Contract Lifecycle
Fast, Accurate Originations
Digitize onboarding and asset-class specific workflows to accelerate funding decisions while maintaining compliance and data integrity.
Data-Driven Credit Decisions
Leverage AI to analyze credit risk, enforce lending policies, and reduce manual reviews through AI powered recommendations.
Efficient Contract Servicing
Manage contract changes, restructures, and customer servicing through configurable workflows, maintaining consistent data and operational control across the platform.
Proactive Risk and Collections
Leverage AI-powered trend analysis, clustering, and sensitivity analysis to identify emerging risks and inform proactive collections strategies, helping protect portfolio performance.
Connected Ecosystem
Streamline document extraction, validation, and compliance checks. Eliminate manual errors and stay audit-ready with AI-powered automation.
Integrated Wholesale Finance
Manage dealer funding, floorplan audits, and disbursements centrally to enhance operational control and mitigate wholesale finance risks.
Compliance Without Complexity
Adapt rapidly to regulatory changes with dynamic business rules, configurable workflows, and audit-ready compliance across regions.
Your Industry Is Evolving. Is Your
Tech Keeping Up?
Manual, siloed processes slow down asset deployment and credit decisioning. Transcend automates workflows across origination, servicing, and collections with full contract lifecycle support and real-time portfolio insights.
Why it works:
- Highly configurable workflows for diverse asset types
- Accurate valuation, depreciation, and risk modeling
- Lifecycle contract management and wholesale credit tools
- Inventory management and B2B integrations
![Asset Equipment](https://netsol.digital/wp-content/uploads/2025/07/image-88.png")
Whether retail or wholesale, Transcend enables faster funding, accurate dealer credit evaluation, and omnichannel engagement for end customers, all with aa configurable platform for audit-readiness.
Why it works:
- Instant dealer credit checks and real-time funding tools
- Digital POS and customer self-service across channels
- Wholesale floorplan and inventory management
- Audit-ready workflows with lifecycle contract control
Empower underwriters with AI-led decisioning, streamline borrower onboarding, and minimize credit risk with dynamic stipulation management and deep analytics.
Why it works:
- Dynamic application scoring and onboarding with AI assistants
- Intelligent stipulations and automated document collection
- Portfolio-level insights for high-volume accounts
- Advanced clustering for credit and asset risk segmentation
Blog
Boosting returns through specialisation in asset finance – Key insights from AFC’s webinar
Understand the real operational cost of outdated systems—and how to prioritize automation that delivers ROI.
Blog
Why human-in-the-loop is critical to successful AI strategies in asset finance
We’ve officially launched localized versions of our retail platform to support growing demand across key EU markets.
Webinar
When, how and why should auto and equipment finance lenders deploy AI?
The panel explores AI’s three adoption pillars, why many start with traditional tools, and how AI integration drives measurable business impact.
See how Transcend Finance can help you reduce costs, speed up
decisions, and stay ahead in asset finance.
decisions, and stay ahead in asset finance.