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Netsol Digital

Upgrade How You Operate—Without Disruption

Transcend helps you move faster, scale smarter, and support your dealers better—with modular tech, AI-powered automation, and real-time account support that fits right into your existing ecosystem.

Manual credit assessments and document handling slow down approvals and increase errors. Transcend integrates AI to automate these tasks—speeding up decisions while keeping your team in control of key approvals. 

Scaling operations doesn’t have to mean scaling costs. Transcend automates deal processing so your existing team can manage rising volumes without the need for additional headcount or resource strain. 

Frequent tech overhauls are costly and disruptive. Transcend’s modular, API-first architecture lets you build on what you have—enabling smooth, incremental improvements without full re-platforming. 

Maintain a tamper-proof record of every funding, repayment, and inspection to meet regulatory and OEM standards. Strengthen oversight with real-time visibility across the entire wholesale financing lifecycle.

Spot duplicate VINs, inflated stock, and unusual dealer activity with built-in anomaly detection. Reduce losses and protect margins with proactive, automated fraud monitoring.

Purpose-Built for Modern Wholesale Finance Operations

Transcend Finance brings together OEMs, lenders, dealers, and auditors across the wholesale lifecycle. The platform combines real-time dealer portals, AI-powered workflows, and industry best practices to deliver compliance and efficiency at scale. Dedicated account managers provide support, while mobile apps like mDealer give dealers simple tools for financing, inventory, and payments.

Capabilities Across the Contract Lifecycle

Real-time Floorplan Visibility

Give dealers a live view of available credit lines, approved inventory, and outstanding balances with mDealer. Enable faster drawdowns, streamline repayments, and improve credit utilisation across the floorplan lifecycle.

Centralised Dealer Management

Track dealer performance, credit exposure, funding requests, and compliance status in one unified dashboard. Reduce manual tracking and enhance control across your dealer network.

Inventory Verification & Reconciliation

Digitally reconcile financed inventory using real-time data inputs, including location tracking and floor checks. Identify discrepancies early and reduce risk exposure across financed assets.

Configurable Credit Programs & Risk Controls

Design flexible credit programs per dealer profile with built-in controls for caps, aging, curtailments, and exceptions. Monitor usage and enforce terms without constant manual oversight.

AI-Powered Document Intelligence That Transforms Wholesale Lending

With automated data extraction, enriched credit insights, and real-time anomaly detection, Transcend delivers faster underwriting, greater accuracy, and built-in compliance for smarter lending decisions.

Measure Dealer Health

Generate dealer metrics like floorplan utilization, turnover ratios, and debt-to-equity with built-in validation for accurate dealer health checks.

Unify Dealer Data

Combine dealer statements, invoices, and tax records into enriched memos that highlight exposure, residual risks, and liquidity gaps.

Accelerate Network Scaling

Process large dealer networks by standardizing inventory, inspection, and repayment data for quicker wholesale approvals.

Simplify Compliance Oversight

Ensure AML/KYC, stock audits, and reporting requirements are met with a full audit trail for regulators and OEM partners.

Streamline Data Capture

Automate extraction of dealer and asset details from invoices and stock reports, reducing back-office effort.

Prevent Funding Delays

Get real-time alerts for duplicate VINs, missing inspections, or delayed payments—reducing fraud and funding bottlenecks.

mDealer – Built for Dealers, Ready for Market

Real-Time Inventory & Financial Sync

Stay ahead with instant visibility into inventory levels, loan balances, invoices, and credit utilisation—fully integrated with your backend systems.

Curtailment & Term Management

Easily monitor maturing assets and manage curtailments or term adjustments on demand, reducing risk and improving asset control.

Location-Based Inventory Transfers

Identify low or excess stock across locations and initiate asset transfers instantly to balance demand—no spreadsheets, no lag.

Role-Based Dashboards & Alerts

Customisable dashboards and real-time notifications ensure every stakeholder, from floor staff to regional heads, sees exactly what they need to act fast.

Whitepaper

The AI Transformation
Playbook for Auto Captives

Read Now

Blog

Boosting returns through specialisation in asset finance – Key insights from AFC’s webinar

Understand the real operational cost of outdated systems—and how to prioritize automation that delivers ROI.

Read Now

Blog

Why human-in-the-loop is critical to successful AI strategies in asset finance

We’ve officially launched localized versions of our retail platform to support growing demand across key EU markets.

Read Now

Webinar

When, how and why should auto and equipment finance lenders deploy AI?

The panel explores AI’s three adoption pillars, why many start with traditional tools, and how AI integration drives measurable business impact.

Watch the Webinar

See how Transcend Finance can help you reduce costs, speed up
decisions, and stay ahead in asset finance.
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2500 Castle Dr
Manhattan, NY

T: +216 (0)40 3629 4753
E: [email protected]