Drive efficiency and growth across retail and wholesale finance on a unified, scalable platform—streamlining workflows, reinforcing compliance, and enabling faster decisions.
Enable regulatory alignment and OEM governance with role-based access, traceable workflows, and audit-ready controls across the finance lifecycle.
Integrate easily with OEM systems, dealer platforms, bureaus, and digital retail journeys through an API-driven, integration-ready foundation.
Enable digital onboarding across branch and partner channels, with mobile-native workflows supporting assisted, field-based, and on-the-go originations.
Apply vehicle-specific credit rules, pricing matrices, and approval logic with centralized governance—supporting real-time data capture from dealer desks and field-based digital touchpoints.
Configure retail finance, leasing, and wholesale facilities, generate contracts, execute documentation, and activate programs with seamless handoffs between core systems and frontline dealer interfaces.
Manage billing, repayments, and service requests across retail, lease, and wholesale portfolios through connected operational and customer-facing workflows.
Support restructures, extensions, buyouts, and customer/dealer-initiated program changes—with full auditability and control
Execute collections strategies by vehicle type, customer segment, and risk tier while enabling digitally equipped field and dealer teams to operate online or offline.
Manage contract maturity, renewals, vehicle returns, resale, and remarketing while tracking asset condition, location, residual exposure, and dealer accountability.
Incorporate AI-assisted capabilities to support credit, risk, and operations teams across multiple asset finance journeys—enhancing efficiency and insight while keeping decision authority with human teams.
Chat-based insights and actions for credit teams—ask, analyze, and act instantly to boost productivity and decision speed.
Extract critical financial data from tax returns, bank statements, and contracts, with validation and discrepancy detection for faster, more accurate credit assessments.
Convert complex lending policies into automated credit rules to ensure consistent, compliant decisions without manual interpretation.
Deliver SWOT analysis, applicant and asset insights, and credit memos—streamlining evaluation and enabling confident decisions.
Build optimized, risk-aligned finance terms tailored to each borrower’s profile, credit policy, and asset type.
Identify applicant patterns using historical data to refine risk strategies and improve approval quality.
Automate vehicle-specific financial checks, document validation, and customer profiling to reduce manual reviews and speed up approvals.
Provide policy-aligned insights to help teams assess retail, lease, and wholesale automotive programs more efficiently.
Identify early risk signals across vehicle portfolios, dealer exposure, and residual value trends to support proactive management.
Support audit readiness through consistent rule execution, explainable decisions, and traceable workflows across automotive finance operations.
Transcend Finance is built on a secure, modular architecture designed to support multiple specialized asset finance journeys on a single platform. Launch new products, onboard new asset classes, or expand into new markets without adding systems or operational complexity. Integrated digital and mobile applications ensure teams operate on a connected, compliant platform built for long-term scale.
We are pleased to be working with NETSOL as our strategic platform partner. NETSOL’s smart technology solutions are well-recognized in the finance and leasing space and deploying Transcend Finance (formerly known as Ascent) enables us to maintain a competitive edge in today’s highly dynamic marketplace. With its powerful configuration engines, Ascent will streamline our processes, enabling faster on-boarding of new partners and speed up new product introductions across markets.
SCI Lease Corp has recognized the success that NETSOL has had in other markets and we believe their platforms are in line with SCI Lease Corp’s commitment to bring transformative technology and services to the leasing marketplace. Working with NETSOL going forward will enhance our lease management processes, allowing us to better meet our customers’ expectations and provide additional bandwidth to expand our automotive OEM business.
Understand the real operational cost of outdated systems—and how to prioritize automation that delivers ROI.
We’ve officially launched localized versions of our retail platform to support growing demand across key EU markets.
The panel explores AI’s three adoption pillars, why many start with traditional tools, and how AI integration drives measurable business impact.
