Empowering credit, risk, and compliance teams across leasing firms
Purpose built for modern credit teams
Support faster, more consistent credit decisions across auto, equipment, and commercial finance with an AI‑assisted credit analysis platform.
The World’s Leading Brands are Powered by NETSOL
Key features of Check
API-First, Ecosystem-Ready Architecture
Integrate seamlessly with valuation services, partners, core systems, and third-party platforms to support embedded and ecosystem-driven asset finance models.
One Platform for Multi-Asset Scale
Support single-asset specialists and multi-asset lenders on one platform by configuring asset-specific journeys without fragmenting systems or operations.
Secure, Compliant & Audit-Ready by Design
Maintain control and regulatory alignment with role-based access, traceable workflows, and audit-ready processes across the full asset finance lifecycle.
Capabilities across the contract lifecycle
Application & Data Intake
Support faster onboarding with assisted data collection, document ingestion, and early validation across individual and business borrowers.
Credit & Risk Assessment
Analyze financial performance, repayment behavior, asset characteristics, and external risk factors to support balanced, defensible credit decisions.
Credit Documentation & Memos
Automatically generate structured credit analysis memorandums that summarize risks, mitigants, and recommendations—reducing rework and improving audit readiness.
Stipulations & Conditions
Recommend financial and non‑financial stipulations aligned with borrower risk, asset profile, and lending policies to strengthen deal quality.
Portfolio & Trend Analysis
Review historical data, identify patterns, and support sensitivity analysis to help teams anticipate risk and adjust strategies proactively.
Compliance‑Ready by Design
Review historical data, identify patterns, and support sensitivity analysis to help teams anticipate risk and adjust strategies proactively.
An AI-assisted credit analysis tool that delivers speed,
accuracy, and compliance
Check combines intelligent automation, configurable rules, and analyst‑centric workflows to improve decision quality without introducing black‑box risk.
Conversational credit assistant
Chat-based insights and actions for credit teams—ask, analyze, and act instantly to boost productivity and decision speed.
Intelligent document processing
Extract critical financial data from tax returns, bank statements, and contracts, with validation and discrepancy detection for faster, more accurate credit assessments.
Automated credit rule generation
Convert complex lending policies into automated credit rules to ensure consistent, compliant decisions without manual interpretation.
Credit & risk reports
Deliver SWOT analysis, applicant and asset insights, and credit memos—streamlining evaluation and enabling confident decisions.
Finance structuring
Build optimized, risk-aligned finance terms tailored to each borrower’s profile, credit policy, and asset type.
Portfolio & risk segmentation
Identify applicant patterns using historical data to refine risk strategies and improve approval quality.
AI in Action for Lending Teams
AI-assisted credit analysis
Supports ratio calculations, financial analysis, document review, and research—allowing analysts to focus on judgment, exceptions, and deal quality.
AI-assisted
underwriting
Reviews applications, highlights risks, and suggests policy‑aligned terms and conditions to accelerate consistent approvals.
AI-assisted risk manager
Analyzes trends, sensitivity scenarios, and early warning indicators to improve portfolio‑level risk visibility.
AI-assisted compliance management
Helps ensure decisions are documented, auditable, bias‑aware, and aligned with regulatory requirements across markets.
Cloud-native, modular platform that evolves with your lending operations
Check AI is built on a secure, cloud‑native architecture designed for scalability, integration, and controlled adoption. Its modular design allows institutions to deploy specific capabilities and expand over time without disrupting existing systems.
A proven partner
For over 40 years, Netsol has powered asset finance operations for some of the world’s largest brands—helping them reduce costs, improve decision speed, and maintain control across complex markets.
Blog
Boosting returns through specialisation in asset finance – Key insights from AFC’s webinar
Understand the real operational cost of outdated systems—and how to prioritize automation that delivers ROI.
Blog
Why human-in-the-loop is critical to successful AI strategies in asset finance
We’ve officially launched localized versions of our retail platform to support growing demand across key EU markets.
Webinar
When, how and why should auto and equipment finance lenders deploy AI?
The panel explores AI’s three adoption pillars, why many start with traditional tools, and how AI integration drives measurable business impact.