A Modular, AI-Driven Platform for Auto, Equipment, and Multi Finance
Accelerate credit decisions, streamline servicing, and ensure compliance—on a platform that integrates easily and scales to meet the needs of your organization.
Digitize Complex Lending Operations Without Replacing Your Core System
With 25+ years of delivering success in Australian market, Transcend Finance is designed for Australia’s evolving finance sector, where rapid digital adoption meets the need for operational stability.
Whether you manage dealer financing, consumer leasing, or multi-asset portfolios, our platform adapts to your needs with API-ready components and local market intelligence.
Faster Originations
Automate credit underwriting with AI, implement seamless digital onboarding, and enable near-instant credit decisions—reducing manual tasks and accelerating deal closure.
Effortless Servicing
Centralize contract, payment, and compliance management within a unified system. Leverage real-time tracking and automated workflows to minimize errors and enhance customer satisfaction.
Wholesale Finance Growth
Manage dealer and floorplan financing with flexible inventory controls and dynamic analytics. Improve operational oversight and collaboration across your supply chain.
Unified Platform
Operate in a secure, cloud-based environment that consolidates data, workflows, and analytics—enabling swift, informed decision-making and enhanced cross-team collaboration.
Why Leading Australian Finance Providers Choose
Transcend Finance
Manage Diverse Asset Portfolios
with Ease
Support multi-asset financing, from motorcycles to car,
machinery with configurable workflows and unified contract management.
Compliance You Can
Count On
Stay aligned with evolving OJK guidelines and internal audit requirements through audit-ready workflows and rule-based validations.
End-to-End Leasing and
Loan Management
Cover every stage, from customer onboarding to contract maturity, within a configurable, cloud-based platform tailored for Australian lenders.
Dealer and Field
Agent Mobility
Empower your dealer and field teams with mobile apps for application capture, collections, and account servicing with offline availability.
Key Features of Transcend Finance
Helping you scale with “clicks, not code” configuration
Business Rule Engine
Allows users to create conditions and criteria on the fly and employs them to configure and trigger BPM and/or human workflows.
Business Process Management
A powerful tool that enables streamlining/automating various
business processes of the systems/business.
Workflow Management
Achieve complete automation of originations, servicing, and collections processes across your finance operation with one platform.
Reporting and Stationary
Standard reports with configurable functionality allow users or admins to modify existing reports or create entirely new ones.
Dynamic user interface
A dynamic interface that delivers a personalized, intuitive, and engaging user experience across the entire finance lifecycle.
Streamlined User Experience
Built over proven IT practices, Transcend Finance provides a seamless user experience through browser-certified access and smart client applications. The system provides audit and transparency controls, real-time data modification capability and automated reporting.
Cost Effectiveness
Transcend Finance enables the client to automate tasks and achieve cost efficiency in daily operations by re-engineering business processes with minimal touchpoints and effort. The system is built using proven global technical and business practices.
Future Ready Technology
Transcend Finance is based on state-of-the-art technology and is designed with the flexibility to support future business growth through scale-up and scale-out features. The system can be configured and updated to cater to new and emerging business needs.
Enhanced Agility
Transcend Finance is equipped with flexible interfacing capabilities, configurable business rules engine, multilingual and multi-currencies support, and other features that give the client agility to keep its business up-to-date in an ever-changing, dynamic environment.
Enterprise Security
We follow strict security guidelines to ensure compliance with the latest international standards. The system is accessed via effective authentication and authorization. User roles, rights and privileges are defined through various setups in the User Management System
Advanced Interfacing
Transcend Finance can be easily integrated with other third-party systems and credit bureaus. The solution supports industry standard interfacing mechanisms such as Web Services, through APIs, and file-based and databases.