Manual floorplan checks and inconsistent wholesale controls expose lenders to risk and inefficiency.Â
Global regulators require transparency, precision, and audit-ready reporting that legacy systems can’t keep up with.
Rigid vendor systems stall transformation and delay time-to-market for new automotive finance products.Â
With over 40 years of global experience, NETSOL is a recognized leader in automotive finance technology, trusted by some of the world’s largest OEM captives and independent auto finance providers.
From retail originations to dealer funding and wholesale audits, Transcend Finance provides a single platform that connects customers, dealers, OEMs, and finance teams—while ensuring compliance and operational control across the full contract lifecycle.
Accelerate loans and leases with digital onboarding, bureau integrations, and vehicle-specific workflows.
Apply captive-approved credit policies, residual value models, and decisioning rules for speed and consistency.
Support restructures, early terminations, and service requests with configurable workflows that reduce overhead.
Manage delinquencies, restructures, and portfolio health with configurable workflows and centralized reporting.
Centrally manage dealer funding, disbursements, and floorplan audits to maintain control, reduce risk, and strengthen dealer networks.
Enable OEMs, dealers, and finance providers to work from a single source of truth with shared visibility and standardized processes.
Adapt quickly to regional and global mandates—consumer protection, data privacy, financial reporting (IFRS), and regulators. Configurable rules and controls ensure audit-ready compliance worldwide.
With configurable compliance, flexible workflows, and a modular design, Transcend Finance
delivers faster decisions, streamlined operations, and proactive portfolio management.
Automates financial ratio calculations, risk profiling, and document verification — delivering complete borrower assessments in seconds.
Reviews applications, recommends optimal loan terms, and generates policy-aligned stipulations for faster, consistent approvals.
Identifies early warning signs, runs sensitivity checks, and factors in market trends to improve default prediction.
Ensures every credit decision is audit-ready, bias-mitigated, and compliant with multi-market regulations.
Transcend Finance is built on a secure, cloud-native architecture designed for global scale, faster time-to-value, and easy integration. Its modular design lets you deploy only the capabilities you need—origination, servicing, wholesale, or beyond—and expand as your business grows.
Give customers real-time control of their contracts, payments, and service requests through a self-service app that enhances engagement and satisfaction.
Digitize dealership sales and financing with an offline-ready app that lets dealers create quotes, capture leads, and manage loan applications seamlessly.
Enable customers to complete purchases and financing online through a customizable self-service portal that delivers a frictionless digital sales journey.
Centralize dealership operations with real-time visibility into inventory, finance, and transactions—driving smarter, data-led decisions.
Simplify field audits with a secure, geo-verified app that automates checklists, captures evidence, and ensures compliance on the go.
Digitize field verification and fraud checks with a secure, offline-capable tool for capturing, validating, and syncing case data in real time.
Streamline field collections with real-time payment tracking, offline capability, and geo-verified updates to boost agent efficiency and accountability.
Understand the real operational cost of outdated systems—and how to prioritize automation that delivers ROI.
We’ve officially launched localized versions of our retail platform to support growing demand across key EU markets.
The panel explores AI’s three adoption pillars, why many start with traditional tools, and how AI integration drives measurable business impact.